SBI E-Mudra Loan Yojana 2024

If we start a new business then first of all we need money so that we can run our business easily. If you do not have money and want to do your own business, then a new scheme has been started by the government through which you can easily start your business by taking a loan. Let us know about this scheme in detail –

SBI E-Currency Loan Scheme 2024

State Bank of India e-Mudra is a government scheme which is being operated under the guidelines of the Central Government, through which loans will be given to small and medium traders at easy rates so that they can start their own business and run it easily. Can finance. Can operate.

Beneficiaries of SBI e-Mudra Loan Scheme –

Applicants must have the following eligibility criteria to avail the benefits of this scheme.

• To avail the benefits of the scheme, applicants must be at least 18 years of age and have their own small business.
• Under this scheme, loans are available only to those people who are involved in any business or run their own business.
• These are the eligibility criteria for this scheme. If someone has started a new business and wants to avail the benefit of this scheme, then he will have to follow some rules given by the bank, only after that he can avail the benefit of this scheme.

Loan available under the scheme –

Under this scheme, three types of loans are given to the applicants, all of which are as follows –

1. Shishu Loan – This is the smallest unit of this loan. It is given to those people who have started their new business. In this loan category, minimum loan of Rs 10 thousand and maximum Rs 50 thousand is given and its tenure is maximum 1 year.
2. Kishore Loan – In this scheme it is of medium term in which the loan amount is more than the Shishu loan. If someone has his own business and wants to take it forward, then he can take advantage of this scheme. In this, the loan amount ranges between Rs 50,000 to Rs 5 lakh and the loan tenure is maximum up to 3 years.
3. Tarun Loan – In this scheme, the loan amount above Rs. Those who have made their business big enough and want to take it further, they are given Rs 5 lakh, then they can take advantage of this scheme, which they can repay for 5 years. Can repay.

Who gets the benefits of SBI e-Mudra yojana?

You can avail the benefits of this scheme –

• small manufacturer
• the architect
• People running tailor shops, beauty salons, medical stores, courier agencies, vehicle repair shops
• fruit and vegetable seller
• small shopkeeper
• Businesses that provide services to a community or society
• Apart from this there are some others which are parallel to it.

Documents required for SBI e-Mudra application –

To apply for this scheme all these important documents are required which are –

• An account in SBI Bank
• Aadhaar and PAN card
• business information
• gct information
• base industry details
• Bank account information and income and expenditure details
• Business related financial documents
• Details of property and land of the company or industry
• 6 months bank statement (for Kishore and Tarun Loan)
• All these documents are necessary.

How to apply for the SBI e-Mudra loan Yojana?

There are two ways to apply for this scheme, first online and second offline. If an applicant applies offline then he will have to go to any branch of State Bank of India and fill the form related to the scheme and also attach these necessary documents with it. After which all these documents are checked and if found correct, the applicants are given the benefits of the scheme.

If someone applies online then he can go to the website of SBI Online and get information on the page related to the scheme and can also apply online. After which hard copy of the form and related documents will have to be taken and deposited in the bank.